Insurance Rates Go Up Not At Fault Accident

We have some of the highest insurance rates in the country and they re going to go up every year anyway.

Insurance rates go up not at fault accident. You filed your claim presented a solid case that you were innocent but your insurer still hiked up your premium. There is a law that says if you re not at fault they won t increase because of the accident. If you own an older vehicle chances. However research suggests that in other areas of the country even not at fault accidents can potentially lead to premium hikes.

If you re in an accident and it is your fault your insurance rate will increase. Before you cancel your summer vacation remember that there are still several ways to lower insurance rates once you re locked into a policy. Some states including california and oklahoma prohibit insurance companies from punishing faultless drivers. Your insurance premium could increase depending on the situation of an accident your history of making claims and the type of insurance coverage you have.

It can be even more unsettling if your insurance rates go up for something that isn t your fault. That might seem unfair but it can happen if the company believes the accident indicates you re a higher risk than previously thought or if it places some of the blame for the accident on you regardless of what the authorities determined. Do insurance rates go up after a not at fault accident. In a no fault car accident the term no fault doesn t mean that an insurer cares who s responsible for causing an accident.

If a car accident is not your fault does your insurance go up. Will your insurance rates go up if an accident wasn t your fault. Why your rates may go up. But that s not something we can guarantee.

Watch this video for more information on your insurance rates increasing due to an accident. Here are the types that usually won t ding your wallet and how to prove you weren t to blame. How can i get my insurance rates reduced after a not at fault accident. Some car insurance companies are known to increase premiums after any claim regardless of whether the accident was your fault or not.

Not all car accidents will lead to an insurance rate increase. However both insurers investigate and assign blame.