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First of all insurance companies don t use surveillance in every injury claim.
Insurance private investigator following me. They collect and analyze information often by conducting surveillance. An investigator will follow you to wherever you go. It s not illegal or uncommon for insurance companies to hire private investigators to follow employees who ve applied for workers comp benefits in an effort to prove that they re not as injured as they say they are. Surveillance is done with the hope of obtaining some incriminating evidence that can be used against you.
Any time after you file a claim an investigator may follow you or investigate you. It does not matter if your claim is being paid voluntarily or if your workers compensation benefits have been denied. What should i do if i suspect a private investigator is watching me. Some other signs that a private investigator is following you are that your friends and acquaintances tell you they have received phone calls or visitors asking about you or you get an increased number of wrong numbers or hang ups.
If your claim includes a loss of potential earnings aspect to it then it will be the insurance underwriter that has requested the surveillance. I spent a year working as a surveillance investigator for some of australia s biggest insurers. We ll follow you in a covert vehicle and videotape your activities. Sometimes this is warranted to uncover fraudulent claims.
However you should follow some basic rules to protect yourself. In my experience an insurance company will hire an investigator investigation company when they notice one or several red flags. However a private investigator cannot legally enter your property nor can we videotape on your property without your consent. You re more likely to be placed under investigation if you have a large claim have filed claims before or if the insurance company has any reason to be concerned about fraud.
If your claim is small and you don t believe you ve raised any red flags then you should be fine. This means we can t go onto your front yard we can t set up a covert surveillance camera on your lot and we re certainly not allowed to enter your house. Don t answer your. Once you suspect that you are under surveillance by a private investigator you may then take action to disrupt or avoid surveillance.
If the private detective agency is good at their job then you have no chance of detecting them. I ve followed someone 100 miles on multiple occasions. You may also want to check under your car for any tracking devices that might be attached to it. I followed more than 100 people clocking up well over 1000 hours in my car and picked up nine.
But more often than not insurers use surveillance as a routine tactic to avoid paying for even legitimate claims. Just don t break your restrictions. Private investigators assist companies and individuals in divorce cases insurance claims criminal cases and other personal matters. You don t need to hide inside your home with your blinds permanently shut just because you were involved in a car crash.
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