Insurance Companies List Of Aggressive Dog Breeds

If you own a dangerous dog or a banned type you need to be aware of how the law affects your pet and what you need to consider when searching for insurance.

Insurance companies list of aggressive dog breeds. Don t even think about outsmarting the insurance company by leaving your dogs breed off of the policy. Particularly if it is one of the breeds that they list as risky. Yes you will pay more for owning a risky breed. The cdc estimates that dogs bite an average of 4 5 million people every year.

Why homeowners insurance companies blacklist dog breeds. Other insurers don t have a list but will judge dogs on a case by case. 12 most common aggressive dog breeds list for apartments. Generally home insurance covers a homeowner s liability for dog bites.

One fifth of these attacks are serious enough to need medical attention. If anything happens like your dog bites or knocks someone down and injures them the policy will refuse to pay on the grounds that you did not add your dog to the policy. An iii study found. Again most of the banned breeds make these lists because statistically they are involved in more attacks on people than other breeds.

Chow chows are known to show their aggression and dominance in front of other dogs. But some home insurance companies have lists of prohibited dog breeds they will not sell coverage to you or will exclude liability and medical payments coverage for dog related injuries if you own a prohibited breed. Dogs such as pit bulls rottweilers chows presa canarios and akitas are often on banned dog lists by home insurance companies. Which insurance companies do and don t blacklist dog breeds.

On the other hand some companies have gone on record saying that they do consider a dog s breed when deciding whether to insure it. The average insurance payout for dog. Insurance companies that do discriminate by dog breed. Insurance companies are in the business of risk assessment so it s only natural that they would have a list of dogs deemed so dangerous that the insurance company either won t cover the homeowner or they will cover them at a drastically increased premium.

These lists have various names depending on the company such as excluded dog breeds aggressive dog list insurance list of dangerous dogs prohibited dog breeds and one simply labels it. If you own one of the 11 riskiest dog breeds which include rottweilers pit bulls and doberman pinschers you may face some big homeowner s or renter s insurance headaches even if the only. Insurers paid out 675 million in dog bite related claims in 2018. Insurance companies list aggressive dogs aggressive breed list pet insurance this article covers insurance companies list aggressive dogs aggressive breed list pet insurance.

These include farmers geico nationwide and allstate among others. There are many different lists put out by insurance companies across the country about which dog breeds are considered the most dangerous and therefore banned from coverage.