Health Insurance For Small Business Michigan
This provides you a 30 40 tax benefit on the cost of insurance.
Health insurance for small business michigan. With a high performing narrow network plan you can offer your employees access to high quality. As in all other u s. Employers with between 1 and 50 full time equivalent employees can offer insurance through shop. Business owners throughout wayne and oakland county have taken advantage of the healthchoice program to provide affordable health care coverage for themselves and their employees.
Below is a snapshot of the lowest shop premiums available in michigan. The credit is broken in to two phases. There are many plan options in michigan. Our fully insured plans offer the coverage your employees need along with the peace of mind that comes from fixed health care costs.
Our portfolio of small business health plans includes. Tangible property usually represents a significant portion of its total assets regardless of the size of the business. 15th floor south detroit mi 48226. Small business plans blue cross blue shield of michigan and blue care network provide access to the largest network of health care providers in michigan for employers of any size.
Healthchoice of michigan 500 griswold st. National general benefits solutions. Small businesses with up to 25 full time equivalent employees may qualify for a tax credit for offering employee health benefits. 20 copay applies for mspta bargaining unit t01.
The primary goal of any michigan small business insurance program is to protect the insured s real and business personal property. According to the michigan department of insurance and financial services 2019 individual and small group network filing comparisons of primary care doctors who participate with insurance excluding out of state and upper peninsula providers. Network varies by plan. Small business health insurance tax credits.
You can share the cost of these premiums with your employees. Phase 2 2014 and beyond includes a tax credit up to 50 of a small business s health insurance costs. Small business insurance in michigan is pre tax which means the amount you spend on premiums is exempt from employer and employee taxes. States health insurance plans must be compliant with affordable care act s aca regulations.
Looking to purchase group health insurance in michigan. To determine the best plan for you assess your budget and the health needs of your employees. Premiums shown are total costs per employee per month. For organizations with up to 50 employees we have plans to fit your employees needs and your organization s budget.
Health insurance rules in michigan. This also applies to health insurance rules in michigan. We offer a broad selection of michigan group health insurance for small businesses from most of the leading michigan health insurance companies. Phase 1 2010 2013 includes a tax credit worth up to 35 of a small business s health insurance costs.
Additionally if you re a small business owner it s important to know the small business rules in michigan.
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