Best Life Insurance Companies Without Medical Exam

You can buy term whole or universal life insurance without taking a medical exam.

Best life insurance companies without medical exam. What if i told you we have taken all of the guess work out and narrowed it down by comparing 5 of the best no exam life insurance companies in the united states. A nicely rounded life insurance policy. Up to 400 000 in face amount is available without having to take a medical exam or submit any blood work. They continue to hold an excellent a rating from a m.

Best for quick coverage. Choosing the best life insurance company that does not require a medical exam can be complicated and it s hard to know where to start with hundreds of companies and policies to choose from. Transamerica is one of the oldest companies on our list of top no medical exam life insurance companies being founded in 1928 they have years of experience working with all types of customers. To qualify for one of their traditional no exam term life insurance products you must be in good health and under the age of 60.

American amicable includes several riders in the base premium price with the choice of many others to meet your needs. They are an a rated carrier with rating agency a m. This company has earned the a m. Depending on the type of life insurance policy you choose you can buy up to a 250 000 death benefit or more if you decide you don t mind taking the exam after all.

Haven life s no medical exam insurance policy is issued by massachusetts mutual life insurance company. The lincoln financial group is rated a superior by am best and they currently offer up to 1 000 000 of life insurance without a medical exam. The term made simple policy by american amicable strives to be just that and is popular choice for our clients. Best no medical exam life insurance.

You can t apply online with american amicable. Best for smaller amounts of coverage. Best s highest rating of a. American amicable life insurance company of texas specializes in no physical life insurance.

At haven life a distinction is drawn between life insurance without a medical exam and its attendant drawbacks. Best and one of the first companies to sell life insurance 1910.